According to a recent Insurance Research Institute Council (IRIC) study, one in seven drivers is uninsured. This means that if you are seriously injured in a collision you may not be able to receive a single penny from the at fault driver because he has no insurance or assets. According to that same IRIC study, 7% of Pennsylvania drivers and 11% of New Jersey drivers are uninsured.
You need UM and UIM coverage to protect you and your family when you can’t work and have future medical bills. The life of those injured in a collision is often significantly changed because they may require future medical care that could cost thousands of dollars. The family of the injured is also impacted especially if the injured person, who had provided necessary income prior to the collision, can’t work.
How do you make sure that you are adequately compensated for your medical needs, lost wages and pain and suffering? How do you make sure your loved ones will be protected? The answer is simple, make sure that you call your insurance agent today and confirm that you have Uninsured Motorist (UI) and Underinsured Motorist (UIM) insurance coverage.
How much UM and UIM coverage should I obtain?
You should get as much coverage as you can afford. If you are critically injured in a collision how much money would you like to know is available to help you and your family when you are unable to work and have future medical needs? Would $100,000, $250,000, $500,000 or more be needed so you know your family is being adequately protected? Take the time now to get adequate Uninsured or Underinsured coverage to protect you and your family.
If you have been a victim of an injury as a result of an Uninsured or Underinsured driver, make sure to contact an experienced Injury Attorney like the lawyers at Washington & Washington to make sure your rights are protected
Insurance companies don’t want you to buy this coverage because it means they will have to pay out more benefits if their insureds have such coverage and are in a collision. The law differs from State to State regarding how this coverage operates, but it is important to know you need this coverage before a collision. You can increase your coverage after a collision but those changes will not apply to the injuries you had before you changed your policy.
Attorney Richard Washington represents people injured or killed in Auto Accidents, Slip, Trip and Fall Down Accidents, Medical Malpractice, Wrongful Death, Workers Compensation, Social Security Disability and Long Term Disability Claims in Pennsylvania, New Jersey, New York, D.C. and Minnesota, including Philadelphia County, Montgomery County, Chester County, Berks County, Dauphin County, and Lehigh County. The law firm also represents clients regarding Estates, Wills and Probate. Attorney Richard Washington represents individuals charged with crimes including DUI, disorderly conduct, public drunkenness, underage drinking, assault, and possession of drugs in Pennsylvania, New Jersey, New York, D.C. and Minnesota, including Philadelphia County, Montgomery County, Chester County, Berks County, Dauphin County, and Lehigh County.
Washington & Washington is a firm with trial lawyers with over 25 years of experience fighting for justice. The firm provides the highest standard of legal and ethical representation and access to the justice system for those arrested and in need of criminal defense, estate administration and when a loved one has been injured or has passed away by the actions of others. The firm makes sure people and their families have a fair chance to receive justice through the legal system – even when it means taking on the most powerful. We provide free consultations, home and hospital visits and night and weekend appointments. If we can be of service to you or anyone you know in any way, please do not hesitate to contact us 24 hours a day, 7 days a week toll free at (800) 988-0158.