There are a few important things you should consider to make sure you have adequate property and automobile insurance coverage.
Dangerous Dogs
If you own a home or rent a property and have a breed of dog that is considered dangerous, make sure you have advised your insurance company and they will not disclaim coverage.
Rental Properties
If you have purchased a rental property or the status of your residential property has changed to a rental property, make sure you have advised your insurance company so the policy that covers the property is changed to a landlord policy.
Uninsured/Underinsured At-Fault-Drivers
Many drivers who are responsible for auto accidents are uninsured or they only have the minimum insurance coverage. If you are in an accident with one of these at-fault-drivers, you need to make sure that your policy provides for uninsured and underinsured motorist coverage. Additionally, your auto insurance policy should contain coverage to replace your income if you are unable to work as a result of getting into an accident with an at-fault-driver.
Umbrella Insurance Policies
Umbrella insurance policies provide additional liability insurance coverage above the limits of your home, automobile or boat insurance coverage. This insurance coverage is important to help protect you from major claims and lawsuits and to protect your personal assets.
If you or a family member has a legal question contact Attorney Richard Washington at Washington & Washington to schedule a free consultation to confidentially discuss your matter. Call and speak with Attorney Washington 24 hours a day by dialing the toll free telephone number (800) 988-0158.